Purchase Options - No Credit Needed - Lease -to-own



Bad credit. No credit. Bankruptcy. Snap is your No Credit Needed financing partner! Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help!

Snap Leasing Requirements:

  • 3 Months of history with current employer or current source of income.
  • Deposit at least $1000 per month into a checking account that has been open for 90 days or more.
  • No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
  • Must be 18 years or older to apply and must have a valid SSN or ITIN.

$39 processing fee at time of purchase (Credit or Debit Card).

Snap Finance will setup an auto draft for 12 months. However, if you want to pay it off in 100 days same as cash.

Apply with store , you will get an answer instantly.

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Koalafi looks beyond credit scores. With us, you’re just a gfew quick steps from getting what you need. Apply from anywhere, get approved in seconds, and never miss out on another purchase.

We review your application and set you up with a tailored payment plan.



Acima Leasing Logo

Get approved for up to $5,000.

Our application is fast and easy to complete, and won't harm your credit.

You could get approved for $300 to $5,000 of shopping power by meeting these basic requirements:

An active checking account with at least $750 of income per month

3 months of income history with your current source of income

Government-issued photo ID and an SSN or Taxpayer Identification Number

  • Approvals up to $5,000 Dollars
  • Customers may go 10% over any approval they receive.
  • 90 Day early purchase Option
  • Acima does Not impact FICO when a customer applies.
  • Apply on Mobile & Text to Apply - Save time and let the customer apply on their own.
  • Customers may access their "Open to Buy" Unused Approval Dollars and shop again.



 Synchrony Financial (Online Application)



With promotional financing from OLIVIA FURNITURE, major purchases don’t have to wait.* Get what you want now and pay over time.


Applying is convenient, fast and safe!

1- Fill out a secure online application.

2- You’ll get an instant credit decision after you submit the application.

3- If you’re approved, you’ll receive a temporary account number so you can start shopping right away.

 Subject to credit approval. 



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